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Financial Planning

We specialize in serving young professionals, retirees, families preparing for retirement, and business owners. These clients are looking for a financial partner who can guide them through the decision-making process and provide valuable advice. Our goal is to help them worry less about the future knowing they have an experienced advisor monitoring their strategies for them. Our investment management experience helps us guide clients through complex financial situations. We can assist with a number of needs, including:

Financial Planning

Building a solid, long-term financial plan tailored to your unique situation plays an integral role in helping you pursue your financial goals. We use a personalized approach to help determine strategies that may suit your needs. Throughout the various stages of your life, we regularly review and ensure financial decisions are appropriately and realistically aligned with your financial aspirations. Over the long-term, we'll manage your money with a strategy designed to keep you on the right track to meeting your financial dreams.

Investment Management

To further assist you in meeting your financial goals, we seek to ensure your investments are properly diversified with a customized investment management strategy. Diversification, dividing your assets among different asset classes, is often cited as one of the best long-term investment strategies for any market environment. Your investment objectives, time horizon, and risk tolerance will drive your asset allocation and help determine the right balance for you. While using asset allocation does not guarantee greater, or more consistent returns, or insure against loss, we'll work with you to help build a personalized portfolio based on proper asset management strategies.

The Facts About Income Tax

Retirement Planning

With life expectancies increasing, you could potentially spend up to one-third of your life in retirement. Actively planning for your retirement can be one of the most important choices you'll ever make. The goal of achieving a comfortable retirement requires in-depth strategic planning. We assess your current position with respect to your retirement needs and goals, and help guide you on a path to potentially realizing them.

Ready For Retirement

Social Security Planning

As you approach retirement, questions and concerns abound:

• Is the Social Security system financially healthy?
• Will Social Security be around when I retire?
• How much can I expect to receive?
• How do I maximize my benefits?
• When should I begin taking Social Security?
• Can I make any adjustments if I have already applied for Social Security?

We understand the complexity of Social Security. By running a Social Security analysis, we can address your questions and help you evaluate the essentials of Social Security planning.

Social Security By The Numbers

Estate Planning

Estate planning involves more than just tax savings for the wealthy. A sound estate plan may provide for effective preservation and transfer of wealth to your loved ones. A solid estate plan can provide the liquidity your heirs will need to settle your estate taxes, minimizing their financial burden. We work closely with your attorneys and CPA’s to help determine your estate planning needs are met. Together, we help you take the steps necessary to protect, conserve and distribute your assets for the benefit of your loved ones and philanthropic interests.

Estate Management 101

Small Business Planning

Business planning may help business owners avoid some of the common pitfalls that cause many small businesses to fail. From obtaining financing to selecting employee retirement plans, small business planning can help give your company the edge it needs to prosper. We can help you manage your earnings for growth and develop a succession plan designed to offer you a financially sound exit strategy.

Risk Mitigation

Regardless of how much time or money you spend building your investments, one unfortunate event can quickly diminish the value of that plan if you don't have an appropriate insurance plan in place to reduce risk. We can help you build essential insurance strategies to help protect your financial future and your loved ones. Your strategy may include different components, such as life, long-term care, disability or other types of insurance, depending on your circumstances.

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